How Indians Can Secure Malaysia’s Golden Visa: PVIP and MM2H Explained

Malaysia is emerging as a top choice for long-term residency in Southeast Asia, offering modern cities, tropical landscapes, quality healthcare, and education, along with programs that make living and investing there easier for global citizens. The newly structured Premium Visa Programme (PVIP) and revamped Malaysia My Second Home (MM2H) scheme now cater to different residency needs.

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Premium Visa Programme (PVIP)

The PVIP is designed for high-net-worth individuals seeking long-term residency with full work and business rights.

• Visa Duration: 20-year multiple-entry visa (issued in five-year tranches)

• Eligibility: Monthly offshore income of RM 40,000 (~₹7 lakh) and a fixed deposit of RM 1 million (~₹1.75 crore) in a Malaysian bank

  • Up to 50% of the deposit can be withdrawn after one year for property, education, or healthcare expenses

• Additional Costs: Participation fee of RM 200,000 for the main applicant, RM 100,000 per dependent, plus police clearances, medicals, and health insurance

• Key Advantage: No minimum stay requirement; applicants can live, work, invest, and run a business

Processing: Typically takes 3–4 months once all documents are submitted. The PVIP is ideal for those seeking flexible Southeast Asia residency without strict yearly stay rules.

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Malaysia My Second Home (MM2H)

The MM2H program has been relaunched with Silver, Gold, and Platinum tiers, offering a property-linked path to residency.

• Eligibility: Applicants aged 25 and above

• Visa Duration: 5–20 years depending on tier

• Requirements: Fixed deposit and property purchase held for at least 10 years

  • Silver: USD 150,000 deposit; 5-year visa; property minimum RM 600,000

  • Gold: USD 500,000 deposit; 15-year visa; property minimum RM 1 million

  • Platinum: USD 1 million deposit; 20-year visa; property minimum RM 2 million; wider work and investment rights

• Stay Requirement: Most applicants under 50 must stay at least 90 days per year, while those over 50 are usually exempt

• Dependents: Spouse, unmarried children up to 34, and parents above 60

The MM2H program no longer uses old income or liquid-asset tests, focusing instead on tier-based deposits and property to determine visa length and privileges.

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Which Program Is Right for You?

• PVIP: Best for those seeking complete freedom, no stay requirements, and the ability to work or run a business

• MM2H: Suitable for those willing to invest in property, comply with annual stay requirements, and prefer a tiered structure with lower entry levels

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Important Notes for Indian Applicants

• Both programs require proof of offshore income and compliance with India’s Liberalised Remittance Scheme (LRS)

• Property minimums for foreigners vary by state; for example, Kuala Lumpur sets a floor of around RM 1 million

• MM2H was overhauled in 2024–2025, so applicants should check the latest eligibility updates on the MOTAC or Immigration Malaysia portals before applying

These revamped schemes offer flexible and structured pathways for Indians and global citizens looking to live, work, and invest in Malaysia.